ABOUT SBC FINANCIAL

Established in 2004 SBC is a company of independent financial and mortgage consultants based in Edinburgh, Scotland’s financial capital. Specialising in pensions, investments and the residential market but with options for commercial clients we operate in the whole of central Scotland and the Scottish Borders.

We offer full financial planning through our independent financial advisors and have introducer agreements with accountants, solicitors, surveyors and will writers to offer a full financial service, whatever your requirements. We have over 25 year’s experience in the financial services industry and our consultants are all qualified to a high standard.

Stuart Clark – Independent Financial Adviser and Managing Director

Stuart is a former Electrical/Mechanical Engineer working in the power supply industry until 1990 when he switched his attentions to Financial Services
where he has worked as a Financial Adviser, Sales Manager, Training and Compliance Manager, Branch Quality Adviser with Pearl Assurance
until 2003 when they closed their sales force. Stuart then set up his own practice as a Mortgage Adviser with Nicol Cunningham prior and establishing
SBC Mortgages in 2004 this was latter changed to SBC Financial in 2008 when Stuart qualified as a level 4 adviser and he continued to advise
on all areas of Financial Services until he switched his mortgage business to his daughter Dionne in 2012 and he now concintrates on Pensions and
Investments with occasional Equity release business.

Stuart’s Practice:
1. Stuart specialises in the pension market to ensure his clients always have the most appropriate options on retirement.
2. Stuart also offers advice on all aspects of savings, investment and protection as a general practitioner in Financial Services.

Qualifications:
Certificate in Financial Planning 1, 2 & 3.
Certificate of Mortgage Advice and Practice.
CF7 Lifetime Mortgage Activities and HR1 Home Reversion.
Also level 4 Diploma exams RO1 and RO6

Dionne Clark – Independent Mortgage Consultant and Director

Dionne joined SBC in 2008 as Office Manager after working in the travel industry for 4 years and has qualified as a Mortgage Consultant 2012 giving
advice on all areas of mortgage planning including Buy to Let and protection as well as general insurance.
Dionne is keen to increase her knowledge of the industry by undertaking more exams.

Dionne’s Practice:
1. Dionne specialises in the Mortgage and protection market to ensure her clients always have the best mortgage product to suit their needs while
ensuring the property and family are adequately protected.
2. Dionne also offers her clients sound advice on their Insurance needs.

Qualifications:
Certificate in Mortgage Planning CF1 & CF6

Justyna Dziurdz – Administrator

Justyna has a background in the hospitality industry and is the latest addition to our team offering superb administration and computer skills, working
at front office reception.

Jackie Clark – Office Support and maintenance

Jackie provides support ensuring all stationary and supplies are readily available and the general office is kept in good condition. Rarely seen and
working in the background Jackie is arguably the backbone of the office.